Frequently asked questions about title insurance

Are there recurring annual fees associated with EHOP?
The raise in this type of fraud is significant in the current environment. Does EHOP protects my property from mortgage ID theft?
Will I have to pay if the municipality asks me to fix issues that were caused by the previous owner? They made renovations to the home without procuring proper permits.
Does EHOP have claim limitations?
My notary already did all this work when I purchased the home. Is her expertize not sufficient?
What is the coverage if the value of my house is greater than the municipal value?